“`html Understanding Credit Monitoring and Its Impact on Your Credit Score Tracking changes to your credit reports and credit scores using an automated service or regular manual checks—also called credit monitoring—does not hurt credit scores. In fact, by reinforcing good…
“`html Prepare for Student Loan Repayment with O1ne Mortgage Student loan payments on most federal student loans are scheduled to resume on October 1, 2023. The moratorium on payments has been in place since March 27, 2020, when the Coronavirus…
“`html Protect Yourself from Card Skimming at Gas Stations Gas prices aren’t the only numbers rising at the pump: Card skimmers are more prevalent than ever, adding risk to a trip to the gas station. A FICO report from 2022…
“`html Understanding Divorce Decrees and Their Impact on Your Finances Ending a marriage can be a lengthy and costly process involving lawyers, court filings, and emotional negotiations. Once a divorce is finalized, both ex-spouses are subject to a divorce decree.…
“`html Understanding Payment Methods for Closing Costs: Wire Transfers vs. Cashier’s Checks When closing on a home, providing certified funds is essential—personal checks won’t suffice. Title companies and other closing agents typically accept wire transfers and cashier’s checks. The best…
“`html Identity Theft Protection Services Understanding Identity Theft Protection Services As we continue to live more of our lives online, identity theft remains a persistent challenge. According to the Federal Trade Commission, identity theft accounted for 19% of nearly 5.4…
“`html Understanding Credit Card Lock: A Guide by O1ne Mortgage Understanding Credit Card Lock: A Guide by O1ne Mortgage At O1ne Mortgage, we prioritize your financial education and security. In this article, we will explore the concept of credit card…
