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Stay Safe with Your Banking Apps

Banking apps offer convenient access to your accounts and useful safety features like notifications and real-time alerts. However, this convenience comes with additional risks. Here are some steps you can take to keep your device and bank account secure.

1. Be Careful When Downloading Apps

Although the Apple App Store and Google Play Store review apps for safety, malicious apps can still sneak in. These apps might appear in best-of lists, giving a false sense of security. Always download apps from the bank’s official website link and run antivirus scans on your devices.

2. Don’t Click on Unexpected Links

Be cautious of links in text messages, emails, or social media. Scammers might impersonate banks or well-known companies to trick you into clicking on malicious links. Always type the website directly into your browser instead of using a link.

3. Keep Your Device and Apps Updated

Regularly updating your device and apps is crucial as companies release security patches to stop new types of attacks. Enable automatic updates on your devices to stay protected.

4. Be Cautious When Using Public Wi-Fi

While most websites now use encryption, it’s safer to use your phone’s network instead of public Wi-Fi for banking. If necessary, use a virtual private network (VPN) for an added layer of security.

5. Automatically Turn off and Lock Your Device

Ensure your device locks automatically after a short period of inactivity. This prevents unauthorized access if your device is stolen. Review your settings to enable screen locking and consider disabling face or fingerprint scanning for extra security.

Use Basic Security Measures to Stay Safe on Every Platform

Some basic security measures are essential for all online accounts:

• Use strong and unique passwords: Avoid reusing passwords across different accounts to prevent breaches.
• Turn on multifactor authentication (MFA): MFA adds an extra layer of security by requiring a code sent to your phone or email.

Set up bank account alerts to get notifications for large transactions or low balances, which can help detect unauthorized access.

The Bottom Line

Consider using identity protection programs that offer financial account monitoring to alert you of suspicious activity. For any mortgage service needs, contact O1ne Mortgage at 213-732-3074. We are here to help you with the best mortgage solutions.

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