“`html Understanding VantageScore and FICO Credit Scores In the U.S., two companies dominate the credit scoring industry: FICO® and VantageScore®. While FICO® is the industry leader, VantageScore® has been gaining market share since its creation by the three major credit…
“`html Understanding the Impact of Medical Bills on Your Credit Medical care is essential for maintaining good health, but expensive medical bills can strain your finances. According to recent estimates from the Peterson Center on Healthcare and Kaiser Family Foundation…
“`html How Much Does an Attorney Cost? Whether you’re navigating a divorce, purchasing a new property, or filing for bankruptcy, hiring a lawyer can be a wise decision. However, legal costs can escalate quickly, even if you’re not facing a…
“`html How to Financially Plan for Your Child’s Wedding Your child is getting married, and the whole family is thrilled. However, with the average cost of a wedding reaching $30,000 in 2022, according to The Knot, you might be concerned…
“`html Understanding Escrow Refund Checks with O1ne Mortgage An escrow refund is a payment your mortgage servicer may return to you when there is an overage in your escrow account. These accounts are set up by your mortgage servicer to…
“`html Understanding Home Equity Lines of Credit (HELOCs) A home equity line of credit (HELOC) allows you to use the equity in your home as collateral for a revolving credit line. While HELOCs can be valuable financial tools, there are…
“`html Understanding FAFSA for Divorced Parents Filling out the Free Application for Federal Student Aid (FAFSA) is a crucial step for millions of college-bound students and their parents. Colleges use the FAFSA to determine how much financial aid students might…
“`html Options for Managing Mortgage Payments During Financial Hardship If you’ve lost your income or are experiencing financial difficulty, it’s crucial to act quickly to avoid missed mortgage payments. Contacting your lender and requesting forbearance or a mortgage modification can…
“`html Understanding Bump-Up and Step-Up CDs A certificate of deposit (CD) offers higher interest rates than standard savings accounts, making them an attractive option as rates continue to climb. When you purchase a CD, you lock in a fixed interest…
“`html Understanding Emotional Spending and How to Manage It It’s easy to assume that money problems stem from practical issues like a lack of income or unexpected financial emergencies, but that’s not always the case. Often, our financial decisions are…
